Comdirect bank credit card

Comdirect bank credit card in the test

The free checking account that Comdirect bank offers to consumers is not only an ec / Maestro card, but also a free Visa credit card.
The card doubles. You get the checking account to ensure financial independence.
With the ec / Maestro card, you can withdraw free nationwide at over 9,000 ATMs of the Cash Group. Worldwide, there are more than 1.6 million Visa ATMs where you can stand out free with the Visa credit card cash.
On request, there is a line of credit with a 9.90% interest per annum and the free overnight PLUS account balances with attractive interest rates.
Customers might also wish to secure online banking with HBCI PIN / TAN and a banking app for the iPhone.
Your benefits at comdirect bank

Free credit card with €0 annual fee

Free checking account

FREE ec / Maestro card

Available with free depot

Line of credit with a 9.90% interest pa

Secure account access via HBCI PIN / TAN

Incl. free savings account PLUS

Banking App for iPhone and iPad

Convenient account switching service

More than 32 million acceptance locations worldwide

More than 1 million ATMs
Terms of comdirect bank credit card
Your benefits at comdirect bank credit card

With comdirect bank checking account, you are  secured not only with a ec / Maestro card, but also with a VISA credit card, so you can enjoy all over the financial flexibility. The entire package is free with no minimum account level. In addition, there is a free on demand savings account with attractive credit interest.

Comdirect apply for credit card

General

Issuing bank                                                    Comdirect

Description                                                      Credit card

Credit card company                                      VISA

Card Type                                                       Charge Card

Number of Merchants                                     32 million

Checking account included / required?          yes

Own card design possible?                             No
Comdirect credit card

Basic fees

Checking account

Account fees                                                   € 0.00

Credit card

First fee year for credit card                           € 0.00

Fee from 2nd year for credit card                   € 0.00



Costs for partner card                                     € 0.00

Cost for replacement card                               € 0.00
Comdirect for credit card

Credit and debit interest rates

Credit card

Credit interest on your credit card account   

Rate     To balance

1.75% 

Nominal interest rate on the credit card account        0.00% *

Checking account

Interest in current account balances   

Rate     To balance

0.25% 

Nominal interest rate in the current account   9.90% *

* Borrowing rate at the line of credit, variable interest rate, loan amount depends on personal credit, quarterly billing
Comdirect credit card

Use charges

Daily limit

Daily limit on cash payments                          no limit

Daily limit for cash withdrawal at home        € 600.00

Daily limit for cash withdrawals abroad         € 600.00

Charges for cash withdrawals at

- Institute internal ATM                                  No institution in ATM available

- Other cash machines in Germany                 € 0.00

- Other ATMs abroad                                     € 0.00

Charges for non-cash payments

- In the euro area                                             € 0.00

- In other foreign countries                             1.50%